San Diego is the 14th most expensive city in the country to raise a child, according to a ranking by NerdWallet and data from a new report by the U.S. Department of Agriculture.

Nationwide, parents can expect to spend an average of $245,340 to raise a child that was born in 2013— and that’s before the annual cost of a college tuition is added in. The figure represents a 1.8 increase from 2012, but the percentages in each category of spending like housing, food, and education are unchanged from the past year.

A ranking of the top 15 most expensive cities to raise a child. Graph courtesy NerdWallet.
A ranking of the top 15 most expensive cities to raise a child. Graph courtesy NerdWallet.

NerdWallet factored in each city’s cost of living to calculate the figures that put San Diego in the top 20 of 288 cities across the country. The city’s average cost is $322,976 for a child born in 2013. Los Angeles ranks just below San Diego at number 15.

New York City ranks as the most expensive city to raise a child, which is in line with the USDA’s findings that the urban Northeast region costs parents the most.

In 1960, the first year the report was issued, the average cost for a middle-income family to raise a child was $25,230, which adjusts to $198,560 in today’s dollars. The single largest source of expenditure back then was also housing.

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